75-Hour Broker Pre-License Midpoint Practice Exam

A warranty deed is a type of deed that provides the highest level of protection to the buyer. It includes comprehensive warranties of title, meaning the seller guarantees that they hold clear title to the property and that there are no undisclosed defects or encumbrances that could affect the buyer's ownership. This means that if any issues arise regarding the title in the future, the seller is obligated to remedy those issues.

This assurance contrasts with other types of deeds, which may not provide such extensive guarantees. For instance, a quitclaim deed offers no warranties at all; the seller merely transfers whatever interest they may have in the property without making any promises regarding the title's validity. A special warranty deed offers limited protections, only assuring that the seller has not caused any defects during their ownership, while a grant deed may include some warranties but not to the extent of a warranty deed.

Therefore, the inclusion of thorough title warranties in a warranty deed makes it the correct answer to the question regarding which deed includes protections against defects in title.